Commercial Auto Insurance in South Dakota

You’re looking for a quote on your commercial auto insurance.

You want low-cost commercial auto quotes and quality coverage. Let’s start with what a commercial auto is. It’s any car, truck, or van used for business. Even when you drive your personal auto for business it is most likely considered a commercial vehicle. In the State of South Dakota, you are required to maintain auto insurance, both personal & business.

Here are the minimum limits for South Dakota:

$25,000 per person – bodily injury liability

$50,000 per occurrence – bodily injury liability

$25,000 in property damage coverage

$25,000 per person – uninsured/underinsured motorist bodily injury liability

$50,000 per occurrence – uninsured/underinsured motorist bodily injury liability

Now, these minimums would be foolish to carry today. The most common are $300,000, $500,000, and $1,000,000 limits for business autos these days.

Optional coverages might include:

Medical Payments

Collision

Comprehensive

Auto Loan/Lease

Towing & Labor

Rental Reimbursement

Customized part and equipment

Do the vehicles need to be in the company name?

Absolutely! Coverage can be denied if the company has no interest in the auto, truck, or van. It’s crucial the titling be correct.

Finding commercial auto insurance quotes in South Dakota

We make it easy to find low-cost commercial auto insurance in South Dakota. Working with numerous SD insurance companies, we shop for the best coverage and price. Commercial auto insurance is often written with the same company as general liability insurance. But we quote multiple carriers for you and provide the best results. Presenting a quote to a client is easy when you know it’s excellent.

Now it’s time to contact us. Feel free to ask some questions and provide your commercial auto information. We know South Dakota commercial auto insurance. Request your quote online or call us at 952-222-8073.